[grecy]

Right, but your employer is still deducting that amount from your paycheck, so you are losing out.

(At the Canadian company I work for, they estimate the 'benefits' overhead is around 26% of my salary - Yes, that is extremely high, because I can't choose the plan or coverage, the company dictates it for me. Married people with 10 kids pay the same amount I do... so you can see I'm getting a shit deal and would much rather just have my own money to spend)

[run4yourlives]

That's a condition of your employment though. Nothing is forcing them to offer a health plan at all.

[grecy]

Nothing is forcing them to offer it, but I'm expressing my opinion and saying something should force them not to, because my employer should have nothing to do with my health