[jbwyme]

Although I'm happy to see someone attempt to do what Simple is attempting to do, I don't think any sizable amount of people will be willing to drop their bank and move to an alternative that doesn't allow cash deposits. I have two bank accounts I regularly use: one is a regional bank based in Texas and the other is Wells Fargo.

I hate my Wells Fargo account but I keep it open so I can deposit money and I can receive account transfers easily from other people. Even with this setup I sometimes find it difficult to get the money where I need it (specifically out of my Wells Fargo account into my regional bank account) without hassle (and fees).

Anyways, the MVP if you will for a bank that I would switch over to would be one that allows me to deposit from anywhere (checks from home, cash from any ATM anywhere that accepts deposits), withdraw from anywhere, and transfer to any other account in a timely fashion.