[Mz]

I worked for an insurance company for five years. A good one with high ethics. The entire insurance industry is predicated on not paying you. It is the very basis of the business model.

I think you have no idea what you are talking about. None.

[baddox]

Are you claiming that the very idea of group insurance is fallacious? Or are you just saying the the big players in the industry are bad?

[Mz]

I am saying that group insurance is so close to con artistry that it boggles my mind that it is legal.