[sophacles]

Nope, not even close to a reasonable response. If insurance is supposed to pay out in the cases of the big black swan events, and I in good faith of the insurance agreement have put a significant amount of capital towards restitution, repairs, what-have you, expecting to be reimbursed. Now the insurance says "oh nope, fuck you"... What means do I have of paying a different company? What means do I have of getting word out that they have fucked me? I can't afford to buy off majority of reporters like a big insurance company does.

I guess I could hope for one reporter to be nice... but all the others making crap up about me for a few $K would make the other customers not actually pay heed. No penalty for the shady insurance.

Similarly you are making a big fuss over the difference between physical and economic violence. Yet you adamantly refuse to explain how a bunch of economic policies via collusion of the players, resulting in a scenario of "play by our rules or else get no way of eating or sheltering yourself" is any less violence than "do what we say or we shoot you". To me the difference is a false one: forcing me to do something with one death threat really isn't different than with another.

Finally, you somehow are confusing free market with "open and transparent operation of all economic players". We already see that isn't the case - most business hide most information about themselves the best they can, and rebel against any attempt to shed light on them. In fact government is more open about operations than almost all businesses, yet somehow there will be magic knowledge transfer between consumers and business about what those businesses really do once you take away government.

[baddox]

> Now the insurance says "oh nope, fuck you"... What means do I have of paying a different company? What means do I have of getting word out that they have fucked me? I can't afford to buy off majority of reporters like a big insurance company does.

How do people find out that certain automobile are crappy? How do people know to avoid certain hospitals or certain doctors? I would never make the ludicrous claim that any arrangement of society would be utopia. People will get ripped off and bad things will always happen. It would simply be less common without government.

> you adamantly refuse to explain how a bunch of economic policies via collusion of the players, resulting in a scenario of "play by our rules or else get no way of eating or sheltering yourself" is any less violence than "do what we say or we shoot you". To me the difference is a false one: forcing me to do something with one death threat really isn't different than with another.

In the former situation, the "collusion of the players" is offering a crappy deal (with no physical violence) as an alternative to starvation. That means that if you truly would starve without the crappy deal (which would require you to be incapable of growing your own food), you are genuinely better off taking the deal. I don't see how this qualifies as "violence." You could make a decent argument that it is exploitation, which is a different argument altogether.