[hrktb]

This is the right stance I believe. Sadly there seems to be a more and more failures creeping up in banking and payment processing areas, and people seem to get used to it. I had two different banks fail on me (operations not actually aknowledged when the interface was showing otherwise, error on payments because of misreadings of the state of the accounts, two factor authentication down under peak load) the last month.

It feels a bit like when the general public got used to see computer fails, and "the computer is never wrong" mental image became a "it crashes from times to times, you just have to reboot" one.