[notatoad]

From our position on the sidelines, it's easy to say that banking is an industry that needs some disruption. But it's also an industry where service interruptions are absolutely inexcusable, and none of the established players have issues like this. Maybe the only reason that simple is able to 'disrupt' is because they don't fully appreciate the requirements of the industry, and if they put as much effort into failover and redundancy as the big players they wouldn't be able to disrupt anything.