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> What I'd like to see tho and I haven't seen it yet - is the ability to get the chargeback refunded in case I decide not to fight it. I know this usually involve some work on both sides, however I think this should be automated and the chargeback lifted if I decide to make Stripe's life easier.

This is unlikely to happen. The chargeback fee is levied on the acquiring bank (merchant processor) by the card associations which is then passed onto the merchant.

Best way to avoid chargeback fines is to have better fraud prevention process in place. Companies like Stripe are really just passing on costs that are imposed on them. Stripe offering to refund the fee if you win the case is a great gesture but only solves part of the issue with chargebacks in particular friendly fraud chargebacks.