[dangrossman]

I've gotten Visa chargebacks as far back as 7 months after the fact. It was a surprise when it happened as I had thought 6 months was the limit, since 180 days appears quite often in merchant account agreements as a hold period for various issues.

[jcoby]

Ahh, news to me.

I did some brief searching and it seems like the time limit depends on several things (including type and amount of charge and physical location of the vendor). It could be as little as 45 days or as long as 540.

It's definitely become more common to get chargebacks over the years. Part of this is increased volume on our part and part of it is the CC companies becoming more consumer friendly.

[omarchowdhury]

Yeah, it's something like 270 days now.

[throwaway64]

ah the power to unilaterally change terms, knowing your customers have essentially zero alternative.