[acdha]

It’s one of the reasons why mainstream adoption has failed: most people lack the hubris needed to say they’ll be “smarter” than everyone else and have perfect OPSEC, run their own bank-grade security, etc. — especially since it costs more to take on those extra risks and inconvenience.

That said, there’s a lot of speculation and money laundering which provides a floor on prices. If you look at the historical numbers it looks like the whales will somewhat reliably step in around $60k to reverse a decline, which suggests there’s a benefit for some of them around that price. If you’re canny, you can probably make a decent return but I wouldn’t spend any money you can’t afford to lose.