[RivieraKid]

I meant basic financial independence. It gives you the option to live like someone who has the median wage forever, but without having to work. If you work, it's a bonus on top of the $40k you receive annually.

Whatever happens, perhaps AI replacing all cognitive work, you know you'll be fine. Maybe not able to live lavishly, but much better than needing to have a job you hate in order to survive.

You've hit the escape velocity. Worst case scenario (I'm simplifying) is that your NW stagnates, best case scenario is that your NW will continue to grow quickly. That's much better than the worst case scenario being that your unemployed with a zero NW.