Primary use I have for it is hosting internal services that I don't want on the public internet - do the same at work, it reduces the attack surface hugely
That is the exact thing , I asked that because its primary a personal choice, and I support EU regulator decision on it, If you need VPN for usage like keeping your personal information intact its perfect but if someone else is using for other purpose then again it should personal choice rather than government regulation ( this might not sound good to some).
I know what you mean, but I think most people are not thinking of it in this way. They are thinking of VPN as a service provided by companies such as Nord VPN, and mostly used to get around region locked content or keep your ISP from being aware you are downloading things you shouldn't be.