[jmathai]

Well put. The cloud is, for many many things, the best option for both businesses and consumers. It attempts to commoditize difficult and mundane tasks such as provisioning new servers or personal backups. The cloud offers the hope that both can be done better than everyone doing it themselves.

Nothing is keeping you from selecting a cloud service that offers more security or having backups or fallback servers in your home or office. If that's important to you.

The cloud doesn't solve ALL your problems but it has a real chance to solve many of them.