[lotsofpulp]

People must really like the dopamine rush of feeling outraged.

Giving people the option to not buy insurance is not evil. It's just a seller giving a buyer options at different price points.

[drdexebtjl]

Giving people options that will in practice put them into spiraling debt slavery is objectively evil.

[bradleybuda]

Given that the median household income in the US is $83k, I don’t think that losing $1k on a busted phone is likely to put many into “spiraling debt slavery”

[drdexebtjl]

57% of Americans live from paycheck to paycheck and don’t have an emergency $1k to spare.

If they had the money to buy the phone outright, they would probably buy it outright.

[Dylan16807]

It's not specifically the option to skip insurance, it's the option to finance something so prone to damage without insurance. And yeah, it's bad for that to be an option.