[Muromec]

I'm not sure I understand the question actually. Will it work the same way for consumer as ideal does now? Yes, that the promise. Will the actual protocol and endpoints used be the same? I guess not, but also nothing drastic for integrators to worry about.

What I don't get is -- what will be added on top of what ideal already does.

>The GLS bank implies it's not up to them.

They probably can't make two systems within the bank talk to each other for whatever reason. One reason could be -- we are afraid to touch one side and the other is supplied by a vendor. Or politics, or just a plain skill issue. I'm not them and can't possibly know, but my employer was named in comments already, so I feel like I can extrapolate a bit

[haagch]

Oh wow actual news: https://nos.nl/artikel/2624737-scanner-van-ing-kan-nieuwe-id...

google translate: https://nos-nl.translate.goog/artikel/2624737-scanner-van-in...

This looks like it proves me wrong and at least two dutch banks will not require a smartphone app to pay with Wero, if this actually refers to the upcoming actual Wero transition.

> At Rabobank, "approximately 8 percent of all transactions" are conducted using the Rabo Scanner, says a spokesperson. A spokesperson says that research shows that 15 percent of customers prefer using the scanner instead of the app because they find the Scanner secure.

> There are no problems at Rabobank with the transition from iDeal to Wero, according to a spokesperson. Therefore, nothing changes for customers who use the Scanner with the transition this autumn.

> At ABN Amro, the tool for making payments via online banking is called the E.dentifier. According to a spokesperson, around 250,000 ABN Amro customers are using this device this month, which is 4 percent of the total. The number of users is declining because, according to the bank, more and more customers are switching to the app.

> Although ABN Amro intends to continue offering the internet banking function, including for payments via Wero, the bank will be phasing out the E.dentifier over the coming year. ABN Amro is currently already in the process of informing the first private customers about the switch to the so-called USB Security Key. The E.dentifier will only disappear once all customers have made the switch.

This gives me some hope that this might also be possible in the rest of Europe...

[rebirth01]

That's encouraging. It also suggests banks recognize that removing hardware authenticators entirely would lock out a non-trivial group of customers. Hopefully the transition ends up being "app-first" rather than "app-only."

[haagch]

Will it work the same only for users who use banking apps for ideal, or also for users who use their banking websites to pay with ideal? It's a rhetorical question, right now people can only give their opinion what their statements mean or not. We'll have to wait until the end of next year to see what's actually going to happen. Unless EPI or banks decide to publish an actual roadmap with actual features.