[drnick1]

But this system is probably tied to Google and Apple's "device attestation." Don't worry, it's in the name of security!

[bulbar]

It's better to move step by step instead of trying to solve all problems at once.

Most important things by far is that it's easy to use for the common use case of a regular android or iPhone user.

The task at hand is replacing MasterCard and Visa, not to decouple from all US companies at once.