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by lotsofpulp
5 days ago
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But that was not the same "health insurance" that was sold post-ACA. The product itself was completely different, due to the pre existing condition clauses and benefit maximums. Paying $x premiums to only receive a maximum of $y of healthcare and only in certain cases is not what people refer to as the health insurance available in various European countries, which is ostensibly what the situation is compared to. Even now, when I write health insurance, I mean "ACA complaint health insurance", because the limitations in other kinds of products labeled "health insurance" are useless to the point of not being worth discussing. |
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> The distinction in the US before 2011 is that couldn’t buy health insurance as an individual, hence it was a benefit dependent upon being employed. Post 2011, health insurance became attainable without an employer.
More than 30 million people had individual health insurance in 2010. If it were useless, 30 million people would not have paid $5k - $10k per year for it out of their own pocket.