[toomuchtodo]

Buy where you want to retire, rent it out to cover the carrying costs, move in at retirement and sell your primary residence (or rent it out).

You want to acquire assets you intend to hold long term at favorable prices and interest rates (if debt is a component to acquire).

I have already bought and own homes for my children that are currently rental properties, for example, because I’m not confident they’d be able to buy one for themselves decades from now based on asset price and wage trajectories.