[GuestFAUniverse]

Don't worry. With so much debt banks start to treat you with respect. /S

Honestly, I would worry more about estimated billing that seems plausible in general, but is way to high for you personally. These ridiculous amounts? Not so much.

[Hamuko]

I got freaked out by the mere fact that I got a billing alert, since getting one would require my monthly spend to have suddenly exploded.