[rconti]

When I was a kid, we never had a ton of extra money, but my parents were very supportive-- they paid for most of my college expenses, for example. Their outlook was that us kids shouldn't have to work-- "school is your job". (However, both my sister and I _did_ have jobs while in school).

However, I never _asked_ my parents for money. I had a good education and a well-paying job, and was able to turn IPO money into a house down payment. In the end, we struggled to close the deal, and my wife and I both asked to borrow money from our parents. Of course they were happy to do so, but I still remember it as feeling so hard to do -- just something that I "shouldn't" have to do. And, of course, it also made me reflect on those who didn't have family support to fall back on, let alone jobs that paid well.

[dyauspitr]

I have never asked my parents for money. They have had to resort to trickery (asking for bank details for some passport stuff) to send me money. I hope to be able to do the same for my kid.

[toast0]

Always check the pockets of jackets before donating!

My mom snuck $100 in a jacket my wife almost donated without realizing.

[fragmede]

Then again, the person receiving the donated jacket could use the $100 more than the person donating it. It's fun to imagine what I might do if a billionaire gave me a million dollars, or 0.1% of their wealth. Thing is, me giving $5,000 to a homeless person would change their life more than me getting that million dollars.

[owebmaster]

> me giving $5,000 to a homeless person would change their life more than me getting that million dollars.

Ironically yes, it could even get the person killed

[altairprime]

For anecdata, what decade did you borrow in?

[rconti]

Loan was originated in 2014. Our particular circumstance was that it was a run-up in home valuations in a short time period that caused appraisals to start coming in short right when we were trying to close. 20% down turned into 10% down plus a small shortfall.

[bradlys]

Never had a ton of extra money but your parents can casually pay for your college expenses and buy a house for you?

[rconti]

Excellent work with the reading there, champ.