[0x3f]

Only if you assume it's sustainable until you personally die. But that seems in constant question even now.

[pjc50]

This is true, but .. for all retirement planning, you kind of have to assume no-collapse. It's also incoherent to say "the government pays too much attention to retirees" and "I expect to be defrauded by the government when I retire, along with my entire generation, and to be powerless to stop this" at the same time.

[psd1]

Your paradox is easily resolved thus: the government pays too much attention to _current_ retirees