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by mcintyre1994 13 days ago
> Let's jump out of the middle of checkout and go to a page which looks like they're trying to phish your bank account to continue, and by the way, you can just skip it.

Any idea why they implemented it like that?

In the UK you either get a text from your bank with transaction details and a code to approve it. Or the better ones you just open their app and tap approve.

1 comments

> Any idea why they implemented it like that?

3D-Secure long predates apps, including in the UK. I had to work on a Government Gateway integration for local council payments in the mid 2000s that included 3D-Secure. I still see it today, although it normally now results in a ping to an app approval.