[_DeadFred_]

I had skin cancer. I talked to my doctor and to the local skin care clinic. Because of my deductible, the final cost for removal would be the same with or without insurance. If I bypassed the American insurance hellscape, I could have the removal surgery that week. If I used my insurance, went to all the specialist referrals they wanted, etc it was minimum 3 months before I could get the surgery because of wait times for appointments to have confirmation what the skin care clinic tested/told me same day.