[jcattle]

Same as for banks. Downloading some verification app with a confidence inspiring 1.2 rating on the app store, getting on a call with some random gig worker looking like they are taking the call in their living room and wiggling your ID around while giving a thumbs up is not the way I would like to prove my identity to a bank.

But there's no alternative. The EU digital identity wallet would be the alternative. You control and exactly see, what kind of information the bank is getting from you and you can be sure that it doesn't flow through some sketchy third-party identification service.