Microsoft pretends they do this with Azure where they'll let you signup with a credit card but anyone who has used Azure knows that the web admin is absolutely terrible and almost always requires speaking to a disinterested human to set it up properly.
I'm skeptical Oracle fits into the wider SaaS business category vs enterprise sales.
Not if the goal is to get you into a sales funnel with a sales exec to juice the contract value. Oracle doesn’t give a single shit about someone spending $500/month
No, they don’t. I’d be surprised if Oracle has more than a few hundred thousand customers. $500 a month does not let the largest department in Oracle (Legal) flex their muscles. Oracle is a law firm that sells software licenses so their lawyers have something to do, they aim for bespoke agreements slanted to their side.