[janalsncm]

> But artistic works are often a massive source of inspiration and they help people through dark times

I completely agree with you, but

1) you can make art without taking out enormous loans and

2) if you want to pay cash or take out a private loan to attend these schools you still can

3) learning about art does not make you an artist, it makes you a museum curator.

The last one is probably the most important. An expensive degree does not make your painting more beautiful, or your notes more in-tune, or your bakery more delicious. It is a credential.