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by quickthrowman
20 days ago
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It is impossible that you paid 4% interest on (easily) dischargeable student loans. Any lender would be insane to do that with zero risk premium, and the risk would be substantial given it’s an unsecured loan. Possibly there was a clause stating something like “if you are permanently disabled and unable to work forever, you can have this loan discharged.” That’s not what I would consider dischargeable, it’s just the lender acknowledging they can’t squeeze blood from a stone and writing of the debt lets them recover a portion of the money they lent via writing of off. You are simply misremembering. If it’s true, scan and upload the loan agreement. I just don’t believe it based on how lenders operate. |
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