[Aurornis]

> It simply isn't true. I got my student loans a quarter century ago. Back then the loans were dischargeable and low.

The Bankruptcy Reform Act which introduced restrictions on discharging student loans was introduced in 1978, a full quarter century before your experience.

Loan dischargeability was further restricted in subsequent years.

If you got your loans a quarter century ago, you were deep into the time when it was hard to discharge loans. You are remembering wrong.

[chneu]

Two centuries?

[Aurornis]

Good catch, sorry. Was trying to put it in terms of the parent comment's "quarter century ago" claim. They didn't realize that the student loan protections had gone in a full quarter century prior to their experience, which contributed to their 4% rate.

[dxdm]

Generations, presumably.