[inigyou]

Then they should include it in the rent. My landlord wants a Porsche too, he doesn't get to add a separate Porsche Fee or mandate me to pay a Porsche payment, he has to take some of the money coming out of the rent and put it towards his Porsche.

[therealpygon]

If you’d rather pay $500 for the landlords insurance rather than $200 from your own policy, that sounds like a great plan. You’re paying for the Porsche either way.

[inigyou]

Sounds like the landlord has an easy opportunity to earn an extra $300, why doesn't he?