[Mz]

I worked at a Fortune 500 company for five years. Shortly after I was hired, the department I was in got a new department head. He was relatively young. They introduced him and he gave some speech. He talked about setting goals and working his way up from the entry level job he started with.

That fits with something I read eons ago: That the 2% of people with financial goals tend to outperform the other 98% combined.