[daemonologist]

I think they're saying that you should build a small business which nets you 85k, not find an employer that underpays you.

(Whether this makes you more resistant to being "fired" is still up for debate of course.)

[jambalaya8]

Small businesses have difficulties all the time.

[OhSoHumble]

Yeah.

"The market" lays you off - or heavily reduces your salary.