[jjav]

For my partner it was something like (about ten years ago so don't recall exact numbers) doctor said: you need physical theraphy every other day for three months.

Insurance said: you get four sessions total. But you can pay the rest out of pocket.

For my parent it was a bit better, they covered all the sessions but only max of 30 minutes per day. My parent at the time was in mid 80s so could not rush through it so quick, needed like an hour. Therapist was forced to leave after 30 min and leave some instructions to do the other half alone.

But hey, insurance company CxOs got some nice fat bonuses, so that's all that matters!