[zipy124]

The main issue is lack of banking app support for me. Without that (which the banks will never allow) you would always need two phones.

[treis]

At the risk of sounding really old can't you use your computer/laptop for that?

[zipy124]

Unfortunately not. A lot of UK banks require using your mobile phone as the 2nd factor to log on to online banking on your laptop. They used to issue fobs/card readers, but have moved to using the app for this now.

[treis]

Ah interesting. We're still on the email/sms 2FA

[belowavgiq]

Some new fintech banks only truly support smartphones.

[mildred593]

That's why I never accepted the app from my bank. It still work most of the time but it's cumbersome for some uses (like adding a new recipient for wire transfers, it takes two days).