[Forgeties79]

>wife should stay at home for couple of years

That’s awfully presumptuous and gendered.

>buy a car

Assuming you don’t already have one and live somewhere where a car is needed. Plenty of parents with no cars or who had 1 and continue to live with 1.

>buy a house

Plenty of people do that with or without kids and plenty of parents rent.

>education

Plenty of people go to public school.

>healthcare

Valid but also people’s situations vary wildly here.