[trhway]

>I’d check that math - that’s 67k/yr, not 20k/yr. 1.2mill/18 years.

It is meaningless calculating cost by simple division when the endeavor takes 2 decades. Money today are different from money 20 years ago. S&P500 is pretty reasonable and well accepted device to calculate opportunity cost over such long timeframes.

[Forgeties79]

I didn’t set these numbers, the other dude did then you backed it up even going so far as to lecture me about how 20k isn’t enough to raise a kid. I completely agree that this is meaningless, but I’m also not going to let 1.2mill suddenly equal 20k/yr raising a kid!

[trhway]

>going so far as to lecture me about how 20k isn’t enough to raise a kid.

i expressed my opinion. You may have different one. Expressing an opinion different than yours isn't "lecturing".

>I’m also not going to let 1.2mill suddenly equal 20k/yr raising a kid!

using S&P500 as the opportunity cost evaluator the 20k/yr results in even more than $1.2M. I don't see what you're arguing about. Do you have a better opportunity cost evaluator than S&P500?

[Forgeties79]

I don’t even know what you’re trying to say anymore mate. Have a good weekend.