[taeric]

I would fully get behind us paying service providers far more than we do. To wit, it baffles me when people are upset about how much we allocate to pay for services that go to older people, but then we don't do any effort to make sure the services are provided by younger people. Indeed, we seem to go out of our way to make sure the people providing these services are, themselves, low income. It is baffling.

But even this feels like it is overstating things. You say folks are one car repair away from being homeless. And there is a lot of polling that shows people would struggle to pay for repairs. But full on homelessness? I can only assume that you are describing towns/cities that offer no transport assistance at all, that lands people into being so dependent on a car. I believe it, but I struggle to think this is literally half the nation.

[digitaltrees]

I had an employee that was homeless last week. We were trying to figure out what to do. We’ve been looking into buying apartments to convert them to condos for a first time home buyer program, but the economics are hard to make work. We have considered buying a camper that can move around

The reality is that when 40% of your income goes to rent, how many days of work can you miss before you can’t pay rent? If your car breaks down, how many days will your employer tolerate while you try to get it fixed, assuming you have the money to fix it.

You don’t have to believe me, just look up the state on the percentage of Americans living pay check to paycheck.

[taeric]

The stats on "living paycheck to paycheck" are notoriously rough. With some people that make 300k a year claiming they fit that category.

Don't get me wrong, I sympathize with your given scenario. I actually lost my car when I was younger. Was a rough few months while I got used to commuting without one. And I was lucky to have a roommate that kept my cost of living down.

And I remain a proponent of increasing pay to service providers. As well as finding ways to provide cheaper living conditions. First time home buyer programs are great, but seem unlikely to be relevant for the workers we are talking about? I see the median age of home care nurses in rural areas drifts up to 51-53. Which, granted, I see the median age of first time home buyer is drifting up. I don't think it is as high as those workers, though.

I do think there is a problem here. I just don't think it rises to "half the nation lives in abject poverty."