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by bilekas 3 hours ago
I like the idea of these new phones that might be a bit more privacy centered, and even with some different OSes but I think the biggest problem for a lot of adoption is the compatibility with things like banking apps, 2fa etc. It makes it quite an impossible daily driver thanks to some strange rules.
4 comments
poetaster 2 hours ago
2FA is not an issue. Many, but not all banking apps work fine. I have an android phone for 3 apps which I need about once a month. Daily driving a linux phone since 2016.
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Uncle_Brumpus 1 hour ago
I get all my 2FA through SMS or a Yubikey. It took a bit of wrangling from corporate IT, but it was "Get my yubikey or SMS working or buy me a company phone and pay for service that I won't use for anything else"

I never really did a lot of banking on my phone before, but it really wasn't that hard to let that go. I'd say the biggest hangup is not having Venmo or something for splitting bills with friends, yard-sales, etc, but I've started carrying some amount of cash again for those instances and it's worked out alright.

Been daily driving a dumbphone since 2023. Yes it takes a bit of work, but it's so SO worth it.

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axelthegerman 2 hours ago
Unfortunately for the foreseeable future you'd need a cheap Android or iOS device for those apps and whatever you want as daily driver.

I don't think you NEED to open your online banking on your phone every day. Just use cash and cards.

2FA should be easily available on any OS

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microtonal 2 hours ago
I don't think you NEED to open your online banking on your phone every day. Just use cash and cards.

That's an overgeneralization. In many countries online payments require approval through a smartphone. There are also banks that barely have a mobile banking website (e.g. Bunq last time I had it).

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bilekas 1 hour ago
Yup. Which I like, but not the lock in. Anything over 100€ I have set to manually approve by the app. Also if I need to quickly transfer some cash to my current account, who I do regularly enough, I'm a bit out of luck.

I've not heard of a bank in the last while that doesn't have the restrictions, at least in Ireland and Italy.

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pimterry 2 hours ago
There's a compatibility list at https://privsec.dev/posts/android/banking-applications-compa....

I think the challenges here exist but the reality is overblown to be honest, the vast majority of banking apps (everything that isn't struck through in that list) work just fine.

Fully agree the concern is discouraging adoption though. I would love to see more of a solution here, it seems like purely anti-competitive behaviour by Android that will block competitors emerging.

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erikvanoosten 3 hours ago
Perhaps my bank is special (Triodos), its app works just fine on the Jolla.
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