[glad_duck]

It's funny, so it's not even an authorized capital? That one can usually be spent. So these 25K is simply put in the bank as a guarantee? For what exactly? Like if somebody wants go give me a loan they will look at this number and limit a loan to 25K so they are "guaranteed"? It's a great idea, put money in the bank, take 25K loan and ... what would my net assets be? What am I missing?

[selfmodruntime]

For debtors during an insolvency.

[glad_duck]

So the only companies in Germany that are accepted are those that have positive net assets (equity), otherwise it doesn't work. Let's say I took a 100K loan, 25K won't solve any problem here. Can't take 100K loan with 25K net assets? That means what I said, you are never underwater, and it will put most startups in the US out of business.