[logifail]

> The 25,000 is there to make sure you can cover some liability

I would suggest that this idea of a GmbH does not actually work the way you think it does. Maybe it once did, but not any more. For instance:

  Wirecard Technologies GmbH
  Wirecard Sales International Holding GmbH
  Wirecard Acquiring & Issuing GmbH
  Wirecard Acceptance Technologies GmbH

Much of the regulatory structures in Europe work this way, they assume that both good and bad guys will play by the same rules.

Spoiler: the bad guys don't care about the rules!

[9dev]

I don't know what that example is supposed to prove? Everyone in a business relation with one of these companies can make claims against them. The problem with Wirecard is rather that the 25k of each of them aren't going to make up for the massive damage caused by Marsalek. Then again, I don't think we should structure our systems to expect the blackest of swans that guy was.

The 25k are intended to ensure liability coverage for very small and young companies, not giant corporate networks with billions in backing (well, theoretically anyway... hah)

[echoangle]

Im pretty sure those wirecard companies all had the mandatory money in the account. They just did more damage than that.

[antonvs]

Ok, so what is the point of the money?