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by tlogan 1 day ago
> Without those, why bother?

Peace of mind (that your checking account is not drained)?
1 comments
rsynnott 1 day ago
How would that happen? Chip and pin has been mandatory for years, as is 3dsecure.
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tlogan 6 hours ago
That is not going to help if:

- someone steals your card and PIN

- the merchant turns out to be dishonest (or some misunderstanding) and you want you money back

- you fall for fraud

- the merchant mistakenly charges you, causing an overdraft on your checking account

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