[l23k4]

> Some Europeans meaning people in Germany?

I guess, I haven't really kept track, but I've observed this many times from different people.

> credit cards are generally associated with companies like Revolut

That's surprising. Revolut only offers credit cards in a couple of countries, and has only done so for a rather short period of time.

[Hikikomori]

Maybe it was remember I was thinking of, there's a few that push credit card with ads