[BlueTemplar]

I never had a credit card. I cannot remember having an issue paying with debit cards.

[illiac786]

Which country is your debit card issued to?

Maybe it’s specific to Germany, France

[BlueTemplar]

It is. I guess that it's more of an issue for banks in smaller countries ? (But how come SEPA is not more widely used even for B2C sales then ?)

Sounds like the digital euro might also have been designed to help with these issues ?