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by infogulch
5 hours ago
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To me, paperless means they ATTACH MY STATEMENT TO THE EMAIL. Not signing up to any paperless until they do, none yet have met this bar. The statement is supposed to be a snapshot of the status of the account at a given moment, if you have to open their website to view it they could regenerate it from whatever crap data they have lying around at the given moment. If it can change every time you look at it, it's a quantum statement, it's not a snapshot, it's a vibe. This defeats the entire purpose of getting a statement, I don't know how anyone tolerates this. |
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And they are for the well-defined accounting periods, e.g. monthly or quarterly, not some sort of ephemeral "rollup to time of download". That would drive me mad if they had different periods depending on download timing.
I can't know for certain, but my gut tells me they are just generating PDFs at the same time they perform the general reporting run that also leads to printed statements. And then they have some limited retention history to limit the storage costs.