[Ylpertnodi]

Eu: Most of the people I know use debit rather than credit because we can manage our finances.

[imartin2k]

I only use CC, to earn airline points (based in Sweden). But I always pay the entire amount due at the end of the interest-free period, so I never pay interest.

I also like the fact that using a CC comes with better buyer protection than debit cards.

[ZekeSulastin]

How exactly does “we can manage our finances” follow from picking debit over credit?

[ben_w]

Can't go into debt if you don't have a line of credit.

[greyface-]

If one is capable of managing one's finances (and paying the card off in full every month), credit cards are a useful tool. They're a problem if one can't manage one's finances.