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by Symbiote
2 hours ago
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2FA on online transactions, secure PIN authentication for in-person purchases. These reduce the level of fraud, and the banks cover the rest. The basic stuff (online shop not delivering, going bankrupt etc) are covered for debit cards in a similar way as credit cards in other countries. I've never had a fraudulent transaction myself, and it's over 20 years since I first had a debit card — with a chip and PIN. |
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