You spin up agents and want them to paid without opening a bank account... or spin-up hundreds of agents... or your country isn't very well integrated with western banking rails. I think there is more to consider.
The amount of money you can load or receive into a debit card is limited without doing enough KYC overhead you could have gotten a bank account with the same effort.
If you try automating bots to do KYC for debit cards what you'll be doing is basically looking like a money launderer and get all your accounts shut down.