Perhaps we should distinguish between institutions that require strong identity (phone networks shouldn't be in this list but are, which is a separate argument) and institutions that really shouldn't, like random websites.
A pointless distinction for OP's (heavy handed, LLM-generated) point:
>The database you are helping build for a trustworthy government does not stay in trustworthy hands. Administrations change. A registry that merely catalogs who you are today becomes, under a future government, a map of who to find.
This is an objection to driver license databases, to passports; they don't want face scans at airports, much less for banking or insurance. They want off-the-grid, untrackable anonymity. This is incompatible with much of modern life, at least in the mainstream.
I hate that banks do that, right after that asinine Apple/Google monopoly proliferation. But “giving my face” to an institute where I was, since forever, required to submit a photo ID to join is a far cry from handing it over to earn the privilege of being exposed to whatever brainrotting garbage infests antisocial media these days…