[cherry_tree]

Landlords typically have insurance coverage for damage by tenants, including lost rent.

[itake]

It’s hard for new landlords. People that bought houses to rent compete against property owners of paid off homes or people with 3% mortgages.

Tacking on optional insurance products on a property that’s already in the red further encourages landlords to push up rents prices.

[mx7zysuj4xew]

Well yeah, it's also hard for any random person to start an oil conglomerate having to compete against ExxonMobil

[bombcar]

This form of insurance is exceeding expensive and exceedingly rare. Large buildings self-insure (by having a ton of doors) and small landlords don't want to pay it.