[xg15]

> Home, Gallery, Music, Videos - all virtual apparently.

Huh? I agree with you that in general it's a mess. (found it fascinating that the hierarchy that Explorer shows is technically not the file system - It's its own thing which works more like the unified directory tree in Linux, complete with mount points and different "virtual file systems". The real file system is only a part of it)

But the Gallery, Music, Videos etc subfolders are AFAIK ordinary folders that just have custom icons and localized names. For reasons I don't understand, Microsoft would like users to forget the home folder exists and only work with those preassigned directories. But that's just a convention and a bunch of UI nudges. The home folder is still there and can be used without problems.

At least that was the case before the aggressive push for OneDrive started. They might have changed it since then...