| This is why the libertarian argument does not make sense to me. You crashing without a seatbelt and dying harms others as well: 1. Your body as a projectile could harm others. 2. The emotional harm of others seeing your dead body and the horrific injuries. Also the emotional harm on your friends and family. 3. The increase to my taxes and healthcare costs because people have to deal with your dead body. Also, if you almost die when going through the windshield, the costs are much greater trying to save your life than if you wore a seatbelt, as the injuries will be greater and could require things like air ambulances etc... 4. Your body being unrestrained means that your car can cause way more damage, including hitting other cars or pedestrians and injuring and killing them. It is not a victimless crime. |
1. If your melon hits the ground and splatters open, there's going to a crash scene investigation that closes down the road for many hours, causing traffic chaos. As opposed to a helmet protecting you, where you're more likely to survive, and hobble off the road and get of the way of traffic.
2. Insurance companies generally do not have policies that offer helmet-optional and helmet-mandatory options, so if a motorcyclist who does not wear a helmet gets into a crash and needs a payout (life, or medical treatment), then those riders who do wear a helmet (which tend to have less severe injuries, and thus smaller payouts) have larger premiums through no fault of their own. At the very least there need two different types of policies.