[0xffff2]

If two Waymo rides per day is covering your driving needs, there's no way you're spending $120/month on gas. Also, car insurance in CA is a huge ripoff, but I still don't pay anywhere near $180/month for very thorough coverage on my ~$40k car. Believable enough otherwise though.

[thebigman433]

What are your policy details and who is your provider for <180$ for "thorough" coverage?

[0xffff2]

Comprehensive, collision and 500k liability through USAA, $120/month. Deductibles are as high as they will allow, which is $1k IIRC. I was recently forced to consider a move to Utah. Thankfully I didn't end up moving, but a quote for the exact same coverage in SLC was just $40/month.

[xnx]

> through USAA, $120/month

Good deal, but not available to most.

[0xffff2]

I shop around regularly. USAA isn't even remotely the cheapest option, and the handful of experiences I and family members have had suggest that they are just as shitty as any other insurance company when it comes to handling claims. I only stick with them because they are consistently within 20% of the cheapest option and I value having all of my banking and insurance handled in one place.